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If you're like most people in India, you probably have a life insurance policy in place.
But if you're also a married man in India, you may want to consider getting a life insurance policy for your wife as well.
That's because under India's Married Women's Protection Act, a married man can get a deduction on life insurance premiums if his wife and children get the policy and use it for their own lives, reports the Times of India.
The law also allows married women to use the policy's sum assured at death for their own lives, as long as they don't use it for themselves.
"It is always better to select a policy which provides investment and tax-saving opportunities but more attention is needed on protection and financial security in odd times," an insurance expert tells the Times of India.
"Assigning the policy in the Married Women's Protection Act (MWPA) so that sum assured at death is protected and can be used by your family only," he adds.
"So, to build a financial corpus with the protection of a life cover," the expert says, "choose a policy which provides investment and tax-saving opportunities but more attention is needed on protection and financial security in odd times."
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