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If you're an entrepreneur, there's a good chance you have a business insurance policyand if you don't, you could end up paying a lot more than you bargained for.
That's according to the Insurance Information Institute, which outlines the "vital components" of a smart entrepreneur's approach to business insurance in an article on its website.
Among the tips: Conduct a thorough risk analysis: "This information will serve as the basis for creating insurance coverage that is specific to the requirements of your company."
Contingency planning: "You can weather the storm and emerge from unforeseen challenges with minimal financial strain."
Employees' well-being: "Embracing your commitment to their well-being, both on and off the job, can bolster morale and loyalty."
Workers' compensation: "It covers medical expenses and lost wages in case of workplace injuries, illustrating that you value their contributions and safety."
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